How We Fund Our Unschooling Life

Our daughter was 11 when we unenrolled her from public school. For the first 11 years of her life, I worked full-time-plus, in an office, and for several of those years, I was also a full-time college student. My husband works a 55-hour-a-week office job as well (much of that in the late evening and early morning hours), and there were days we felt like we didn’t even see our house, or each other.

Mother-daughter computer time (on Christmas). Sarah got her own new computer as a gift, and I had a big project due!

Mother-daughter computer time (on Christmas). Sarah got her own new computer as a gift, and I had a big project due!

So, uh, homeschool? And homeschool in a way that required our involvement, not just as “cyberschooling facilitators” but as fully engaged parents?

It surprises some people that we said, “Uh, YEAH.” (Probably not you, if you’re reading Christian Unschooling, though!) What might surprise you is that our master plan didn’t involve any fewer work hours. I still work full-time-plus – but only 4 to 5 hours a week of it are anywhere but at my own home computer desk. My husband still works in an office full-time – but his hours no longer cause him to go days without seeing Sarah.

In our family, we made the choice to keep two incomes for a few reasons. 

First, we have a big family goal, to pay off all our consumer debt, and the money we’re putting toward that means we’re only a few years from debt freedom. We didn’t want to set that back.

We also believe in sharing our talents. The things we do, we do because we’re blessed in certain areas and want to be a blessing to others. So the “work” was going to stay, but the situation around it would have to change.

Finally, we like doing neat stuff. We try to be economical, but that awesome visit to the wolf sanctuary in our town? Yeah, $40. So we like having the financial freedom for “unschool extras” as much as possible! I once joked that we unschooled because we couldn’t afford not to, and while we were kidding, we certainly wouldn’t be springing for Boxed Curriculum That Shall Remain Nameless even if we for some reason wanted to!

So how do we fund this cool life of ours?

The most popular post of all time on our family’s blog is this ultimate guide to homeschooling as a working mom, so I’m guessing it’s pretty safe to say lots of people are trying to do the same thing. Specifically to unschooling, though, it’s been really interesting to adapt my work not just around Sarah, but to include her.

My biggest gig is as a writer and manager for a major personal-finance blog. With Sarah’s permission, I turn happenings in our life (and conversations we have together) into posts like this one and this one.

I design small-business websites on the side. Sarah helps me choose fonts and backgrounds and do basic photo editing. (And we talk about why I don’t wear pajama pants when I go do a client pitch, like I do, oh, 90 percent of the rest of the time. Talk about important life skills!)

I’m also an editor and columnist for my hometown newspaper, which is where I worked full-time in-office for 13 years before “coming home.” Guess what? Even that involves Sarah, as a lot of our travel around our town turns into column material, and she’s the first to say, “Mom, are you taking pictures? Are you writing about this?”

Making it work

I get that not everyone has this flexibility. In our case, we put in a lot of years and a lot of hours to get it, and we make some kind of icky sacrifices at times in return. (Editing blog posts on Christmas, anyone?) Much as with unschooling, it’s been a work in progress. Sometimes things get too rigid – and I have to say no to freelance projects or extra hours, even though the money would be nice, because I can’t miss dinner again.

Sometimes I get a little too laid back. I push work off until it’s close to a deadline, or I don’t pitch any side clients until the bank accounts looks dry. Yeah, that’s like unschooling too – those “droughts” where you feel like nothing’s going on.

But it always comes together, and we find balance somewhere in those extremes.

Some people call this idea (work, unschooling style) unjobbing. I kind of like that – much like unschooling, it doesn’t mean lazy or aimless, it means doing what comes most naturally and what you’re passionate about, and fitting it into who you are, not letting it take over your life. (This post on The Organic Sister explains that concept better than I can!)

In our case, I think of my work as not something that takes me away from Sarah (in fact, I’m with her – and engaged with her – more than ever). Instead, it’s our way of looking at apprenticeship, and at how there are things that we’re good at that can help other people. And that’s a pretty cool thing to “strew” in unschooling!

As a fairly new homeschooler (and unschooler), I actually have very little idea about what other people do or think as it relates to this lifestyle and work, so I figured, hey, I’ll share where we are, and hopefully, you guys and gals reading will comment and tell me more about your own family’s “unschool funding plan!”

~ Joan

About: Joan

Joan, her husband, Chris, and their 12-year-old daughter, Sarah, jumped straight from public school to pretty radical unschooling in one week on Feb. 29, 2012, and haven't looked back since. They say the coolest thing about their untraditional approach is being able to start random science experiments at midnight. Follow their journey at Our School at Home.

7 comments

  1. Shannon says:

    Love your story Joan! You are so very prolific as a writer, it’s good to hear how much work goes into behind the scenes and how you include Sarah in your world and you are included in hers. I’ve worked from home for 13 of the last 15 years, while raising and homeschooling my four kiddos. It’s a choice, a balancing act. I was raised in a family business, and I can’t imagine a better way to learn real world work skills than being part of the process. My oldest daughter credits her business communication skills to listening to me for years. Now she can travel to conferences with me and interact as a peer. It’s an amazing lifestyle – thank you for sharing your journey so far!

    • Joan Otto says:

      Shannon, thank you so much for the kind words – and for sharing the view from farther down the path! I was so thrilled to hear about how your life is now and how much your daughter benefitted from you guys being together!

  2. This is awesome Joan! I want to pick your brain about being a columnist for your local newspaper :)

  3. Jerzy says:

    Yay for pajamas! It’s our family joke that my jammies are my work uniform. Before I quit my job, I would tell people I would love to be able to spend the day in pajamas, and they’d agree. Now I do!

    We’re blessed enough to be able to live on my hubby’s income, so we do splurge sometimes and purchase the Boxed Curriculum That Shall Remain Nameless. I use it just because I love the books they recommend and my son needs that scheduled kind of life. If we needed to, though, we could live without it.

    Our unschool funding plan is just what you described – including our kids in life. We try to exercise good stewardship of what God gives us and we talk to our kids a LOT about everything, from banking to how to make decisions on what you spend your money on. I’m beginning to see that talking has been really key to this whole unschooling thing.

    No matter how little money we’ve had, I’ve never scrimped on food, although I’ve gone without it in favor of a book or 500. :-) Ahem.

  4. michelle says:

    hello,
    thankyou for this post. i think your lifestyl is amazing. i know i think i need to be there a lot of the time for my children and i don’t work. but in some cultures the family (mum and dad) carry on their duties aorund the children, and the children learn the ways of their culture and how to bring in food, make clothes or whatever is needed to function in their scoiety from being in around the work and leisure times of their people.